Critical Illness Insurance

When you or a family member is diagnosed with a critical illness, having a financial burden is the last thing you want to think about while trying to get back on your feet.

Critical illness insurance provides a lump-sum tax free benefit to you or your beneficiaries once you are diagnosed with one of 25 illnesses.

Did you know you are five times more likely to have a critical illness before in your lifetime, than to die before age 65? Almost 50% of us will get cancer at some point in our lives. The good news is, new drugs are becoming available everyday. The bad news is that not all of these drugs are covered by our provincial health care plan and are too expensive for the average person to afford. A critical illness benefit can give you access to drugs and treatment that could potentially save your life in a time of need.

Being diagnosed with a critical illness is always a major shock, and is then followed by the insecurity of lost income and the expenses keep adding up. If your child is diagnosed with a critical illness, you will want to take time off of work to be by their side during recovery. Critical illness insurance can give you family the peace of mind they require to recover quickly. A critical illness policy will cover the following illnesses:

Cancer
Alzheimer’s Disease
Aortic Surgery
Severe Burns
Bacterial Meningitis
Benign Brain Tumour
Blindness
Coma
Coronary Artery Bypass Surgery
Deafness
Heart Attack
Heart Valve Replacement
Kidney Failure
Loss of Independent Existence
Loss of Limbs
Loss of Speech
Major Organ Failure on Waiting List
Major Organ Transplant
Motor Neuron Disease
Multiple Sclerosis
Occupational HIV Infection
Paralysis
Parkinson’s Disease
Stroke

A critical illness policy on your child will also cover them for the following childhood diseases:

Cerebral Palsy
Congenital Heart Disease
Cystic Fibrosis
Muscular Dystrophy
Type 1 Diabetes Mellitus

Don’t wait until it’s too late. A critical illness policy will not cover you if you are already facing symptoms of disease. Get covered today for less than a $1 a day.*

*Cost of insurance premium depends on age and health.