Critical Illness Insurance

Critical Illness Insurance

When you or a family member is diagnosed with a critical illness, having a financial burden is the last thing you want to think about while trying to get back on your feet.

Critical illness insurance provides a lump-sum tax free benefit to you or your beneficiaries once you are diagnosed with one of 25 illnesses.

Did you know you are five times more likely to have a critical illness before in your lifetime, than to die before age 65? Almost 50% of us will get cancer at some point in our lives. The good news is, new drugs are becoming available everyday. The bad news is that not all of these drugs are covered by our provincial health care plan and are too expensive for the average person to afford. A critical illness benefit can give you access to drugs and treatment that could potentially save your life in a time of need.

Being diagnosed with a critical illness is always a major shock, and is then followed by the insecurity of lost income and the expenses keep adding up. If your child is diagnosed with a critical illness, you will want to take time off of work to be by their side during recovery. Critical illness insurance can give you family the peace of mind they require to recover quickly. A critical illness policy will cover the following illnesses:

  • Cancer
  • Alzheimer’s Disease
  • Aortic Surgery
  • Severe Burns
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Coma
  • Coronary Artery Bypass Surgery
  • Deafness
  • Heart Attack
  • Heart Valve Replacement
  • Kidney Failure
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on Waiting List
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson’s Disease
  • Stroke

A critical illness policy on your child will also cover them for the following childhood diseases:

  • Cerebral Palsy
  • Congenital Heart Disease
  • Cystic Fibrosis
  • Muscular Dystrophy
  • Type 1 Diabetes Mellitus

Don’t wait until it’s too late. A critical illness policy will not cover you if you are already facing symptoms of disease. Get covered today for less than a $1 a day.*





*Cost of insurance premium depends on age and health.